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Capitec Loans – Application

Today we are going to be looking at Capitec Loans in closer detail and laying out exactly what their loan entail and what they offer consumers.

First of all we need to mention that we are currently banking with Capitec and we are very happy with the quality of service as well as their product offerings and we can highly recommend them to anyone looking at banks in general.

In terms of their personal loans, Capitec offers personal loans up to R230 000 over a term of 2 – 84 months all depending on what you require and what they are able to offer you in terms of credit. More and more people are starting to look at Capitec as a very good option, not only in terms of banking, but also in terms of personal loans.

We suggest that if you are interested in finding out more, to visit them only to find out more or to contact them directly or simply visit your nearest branch and speak to one of the consultants about personal loan offerings.

We will be following them very closely in the coming months and will keep you updated on all the new personal loan options as well as news and reviews related to Capitec. Be sure to check back shortly.

Sanlam Personal Loans

Another amazing company we are going to be looking at today that also offers personal loans is Sanlam. They have been around for a great number of years and also offer consumers in South Africa personal loans up to the value of R150 000.

Sanlam offers a variety of ways that you are able to apply for personal and these include the following.

You can contact them via their customer care line, or you can request a call back from them or you can apply online via their website. This ease of application makes it very convenient for consumers to apply for a personal loan and for that we must congratulate them for providing innovative ways of application.

Sanlam do have a few requirements and some of these include that you must be over the age of 18 and also be a permanent resident of South Africa.

You must also have clear credit references so be sure to provide them with the most current and up to date information related to your credit references. Other requirements include that you must have a South African identity document as well as a bank account where you salary is paid into monthly or weekly.

We can recommend Sanlam to anyone looking for a personal loan and we have a variety of financial packages with them and we can say that their customer service and feedback have been outstanding.

In terms of their personal loans, we can only suggest that their service level will be at the same high standard as the rest of their financial products.

We are going to be looking at Sanlam closely over the next couple of months and will keep our subscribers updated on all the latest news and product offerings from Sanlam.

Old Mutual Personal Loans

Today we are going to be looking at Old Mutual Personal Loans in closer detail and giving you all the ins and outs concerning their loan offering and what you need to know before applying online for a personal loan with them.

Old Mutual is one of the oldest financial institutions in South Africa and they have been around for a good number of years and offer a variety of financial products to the consumer market in South Africa.

They also offer personal loans and their offering is a great option for consumers since they allow for repayment terms of 3 months up to 48 months, which provides great flexibility in terms of monthly repayment terms. They offer personal loans up to the value of R100 000 and provides fixed interest rates on time of application.

It is important to note that only individuals can apply for a personal loan and although there are small businesses looking for loans, they only provide loans to individuals that are older than 18 years.

For small businesses there are quite a variety of institutions out there that offer loans and we are going to be looking at these option sin closer detail in the coming weeks, so check back soon for all the latest news and reviews related to these types of loans.

Old Mutual is one of the largest financial institutions in South Africa and with office and retails stores nationwide; they are one of the trusted companies out there that offer personal loans.

With their customers care line, they provide transparency to users and they can contact them online or on the customers care line with any questions or comments related to their personal loan.

One last thing to note is that you need to provide them with a payslips, not older than 1 month and also with bank statements of the last 3 months. For anyone looking for a personal loan be sure to look at them and contact them directly with any questions or comments.

Woolworths Personal Loans

Woolworths have always been one of our preferred suppliers for clothes, food and we recently discovered that they also offered personal loans, so we decided to investigate in closer detail and please find all the information below regarding their loan offerings.

Woolworth’s financial services offer loans with easy to repay terms that can be up to 60 months. One of the greatest features we discovered was the fact that any customer can settle their accounts early without any penalties.

This feature makes it a very attractive option since if you do have extra funds available and want to settle your account; you can do so and don’t have to worry about paying additional penalties.

Woolworths offers heir loan within a 48 rating, which basically stipulates that once you are approved for your loan, you will receive your money within 48 hours.

This is great since people can the work on that timeline and arrange accordingly on their side.

Once you decide that you are ready to apply for a personal loan with them, you can simply click on the link and complete the online application form. The form can be completed in about 15 minutes and requires you to enter as much information as possible in order for them to make an accurate assessment on your loan application.

If you are granted a loan and do require additional funds, you can also contact them to discuss your options and if you are liable for additional funds.

We can truly recommend Woolworths to anyone looking for a personal loan and you always have the peace of mind that can contact them very easily online via their customer care line or email them directly.

We will be following the closely in the coming months, so be sure to be on the lookout for all the latest news and reviews as well as special offers that we might pick up on.

Bayport Loans

Bayport Financial Services is one the best known loan providers in South Africa and with Branches nationwide, people are able to walk into the retail office and discuss the loan requirements with a consultant face to face.

Bayport offers two types of loans, which include loans up to R10 000 and loans from R10 000 to R100 000. The loans up to R10 000 are structured to provide an instant decision, which makes it very easy for any customers to apply and find out if they qualify for a loan.

Bayport was established in 2004 and continue to grow and with branches in all the provinces in South Africa, people are able to contact them very easily and walk into a local office to discuss their needs or loan requirements.

To apply for a personal loan with the, you need to register an account and once that has been setup, you can apply online for a loan and then you’ll be able to find out if you qualify and for what amount.

By using their sliders on their homepage, you are also able to determine how much you will have to repay, once you select the repayment date.

The calculator works out exactly according to your amount and repayment date, what the interest and repayment amount will be. This great feature provides transparency for consumers and enables them to determine if they will be able to repay the amount with interest.

We can recommend anyone looking for a loan to look at Bayport in closer detail and be sure to contact them directly with any questions or comments related to their loan offerings and repayment terms.

We will be following them closely from now on and will keep all our subscribers updated on the latest news and reviews.

Same Day Loans

We have been looking same day loans the last couple of weeks and want to provide our loyal readers with a summary of what we found in terms of same day loan offerings in South Africa.

These days there are quite a few companies offering this service and we can only recommend two that we found to have exceptional service standards as well as loan offerings.

The two companies we are going to be looking at in detail are Wonga and Get Bucks. These two are currently the biggest same day loan providers in South Africa and continue to grow monthly and we salute them both for their service level and product offerings.

First of all, let take a closer look at Wonga and we can surely tell you that this international company have made allot of strides and continue to perform at peak level worldwide.

They offer loans to the value of R2500 for first time lenders and R8000 for existing customers and people can apply online via their very user friendly website and once approved, the money is transferred to the specified account relatively quickly. They have sliders on the website that you can use to determine what amount you want to borrow and what the total repayment will be within the date specified.

This enables any user to quickly determine if they will be able to afford the loan on the repayment date and terms specified.

The second company we are going to be looking at is Get Bucks and they have grown tremendously over the last year in South Africa. They not only have a very user friendly website, but also have an app that you download via the app store, which makes it easy for anyone to apply for an additional loan later on with them, once your account is setup and your application is approved.

This unique feature enables users to easily apply for a loan and get feedback very quickly regarding their online application.

As more and more companies grow and evolve to include these types of same day loans, the industry will grow and we will be right there to give you all the latest news and reviews related to loan offerings in South Africa.

Call Direct Personal Loans

We have been getting a few questions regarding Call Direct Personal Loans and we are going to be looking at them in closer detail and giving you all the information related to the loans they offer their customers.

Call Direct is a company based that offers personal loans to consumers to the value of R50 000 and they offer repayment terms that ranges from 7 moths to 60 months.

More and more people are sitting up and taking notice of them and with their very user friendly website; people are able to apply online for the loan they require.

Their website offers the opportunity to apply online for a loan and you can do so by submitting your id number and the following the steps from there. We found their website to be very easy to navigate and for anyone who isn’t familiar with online application, can apply and get the feedback they require very easily.

They also have a customer care line that you can phone to find out more about their personal loans or to find about your account and information related to your instalments.

This transparency is why we always give top stars to a company, since people want to feel that they can contact any company telephonically if needed and do not only have to rely on an online form for assistance. If someone wants information, they most of the times need it immediately and this makes it a great benefit for any company to have a customer care line.

For anyone looking for a personal loan, be sure to look at Call Direct and do contact them to find out more about their loan offerings. We will be following them very closely and giving you all the latest news and reviews, so check back soon for all the latest updates.

African Bank Personal Loans

African Bank has been in the news the last year or so and seem to have gone through allot of changes, but seem to be back online and offering loans to their consumers.

Their very user friendly website offering anyone going onto their website, the opportunity to get all the information they require to apply online.

Their loan offering varies from personal loans from R500 – R150 000 and the repayment terms varies from 3 to 60 months.

This caters for allot of users since allot of people need a small cash loans and other need larger loans to maybe do renovations or need funds urgently for the expense that was not budgeted for. Never the less, the cater for all the consumers and that is why we believe that African Bank is great resource to go to if you do require a personal loan.

Another great feature about them is that the repayment instalments are fixed, so you do not need to worry about any surprises when it comes to your repayment amount monthly.

This is a great feature, since people take out a loan and then budget for that monthly for the next couple of months till repayment has been done and to have an exact amount, give the peace of mind that you are able to repay the amount monthly and not go into debt due to increased instalments.

They also have a customer care line that you can phone to easily reach them and to follow up on your loan application or to find out more about the loan offerings. This is great since you know that you are able to contact them anytime with questions that you might have or get feedback regarding an issue related to your personal loan.

Be sure to check back soon, since we will be following them closely and providing you with all the latest news and developments. We always strive to give you an honest overview of any loan company and please remember to contact them for any additional information.

Debt Consolidation

Debt consolidation has really become a very popular topic over the last couple of years and we are going to be delving deeper into the ins and outs of this process. Debt consolidation has been a real lifesaver for many people struggling with debt and this process basically entails that you get a debt consolidation loan to pay off all your creditors and only have the one instalment that you need to pay the bank that provided the consolidation loan.

This type of consolidation loan has helped so many people over the last couple of years and if you do fail to get a debt consolidation loan, we also recommend that you look into debt review as a solution to your financial problems.

There are various companies that offer this service, but we can recommend that you look at African Bank since they offer a very well-constructed debt consolidation loan option and there are a few others that offer great service like Old Mutual etc.

With the ever growing increase in monthly bills, people are struggling to keep their head above water and this has caused many consumers to go into debt. The result of this is that these consumers can’t pay the creditors and thus slowly starts to lack behind on their monthly repayments and this results in a snowballing effect and landing people in debt.

We will be looking at debt consolidation over the next couple of weeks and wanted to just give a brief overview of the process and be sure to check back to find the latest reviews on debt consolidation companies.

Small Business Funding

These days allot of people in South Africa are looking at starting their own business and with that comes the need for small business funding. There are a variety of enterprises that assist people in acquiring the funding for small business development and we are going to be exploring these options in closer detail in the next couple of weeks.

There are a variety of companies that assist people in getting small business funding is this is a very important aspect of any developing economy and we have seeing allot if signs that the focus is starting to shift more towards developing small business enterprises.

Currently some the biggest industries in South Africa are mining, tourism etc. but small business remains a very important factor since the informal sector makes up a huge chunk of the economy in South Africa.

Allot of people often have great ideas but they struggle to bring the idea to book and create a stable growing business that will ultimately employ people and create more jobs.

This is why to create jobs, it is imperative that these business get the required business funding to create enterprises that will in turn create employment for many people that are currently unemployed.

One company that we can recommend that you look at in closer detail is SEFA or the Small Enterprise Finance Agency.

This agency was established in 2012 and assist people in realising their dream of developing a small business in South Africa.

We urge anyone who is looking into small business funding to look at them for assistance and to follow your dream to create your own small business.

Be sure to look at other companies as well to compare the various financing options they offer and be sure to check back regularly for new reviews related to financing in the small business arena.

Please provide us with any feedback related to reviews or information you require related to our field of expertise and we will be happy to assist you with your request.